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We're changing the way people borrow

We’re on a mission to make affordable loans available to more people. We've built award-winning technology to look beyond credit scores and offer fair credit to people ignored by traditional lenders.

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Meet our founders

Outdated credit scores are restricting opportunity and raising costs for too many people. Coming to the UK, we faced the same obstacles and were frustrated that personal finance has not changed for decades. We are building Abound to create a fairer, more personalised approach to credit
Gerald, Co-founder & CEO
When I moved to the UK, I was unable to get a loan despite having a good job and salary. This was because all the lenders relied on credit scores and statistical averages. We’ve created a better way by using data to truly get to know the unique person behind each application. This allows us to lend to more people at cheaper rates, all while derisking our decisions
Michelle, Co-founder & COO

Why Abound

  • Our pioneering technology, called Render, uses AI and Open Banking to give more people the credit they deserve
  • We've already supported tens of thousands of customers - helping them improve their finances, take unforgettable holidays or have the wedding of their dreams
  • We’ve built a profitable business but we’ve got a long way to go - too many people are still left behind by credit scores. We've started to change that in the UK and
    want to bring our new, better, way of credit decisioning to more people around the world
  • We believe in the magic of in-person teamwork, trusted relationships and fast decision-making. We work together in the office at least 2 days a week to build the best possible product for our customers
  • At Abound, we believe in empowering everyone to deliver results. If you need support, we're all here to help. And if you don't need it, you're welcome to work autonomously.
  • Everyone’s expertise and perspective is valued and we all have an obligation to speak up and challenge the status quo. If you think something can be done better, we want to hear your solutions and constructive feedback is always welcome.
  • We don't let egos or hierarchy get in the way of our shared success. Ultimately, if we all work towards our ambitious goals together, we'll all grow and develop in the process.

Values

Our customers come first
We are all owners
We move fast but thoughtfully
We win as a team

Benefits

🎁Rewards
  • Everyone owns a piece of the company equity
  • 25 days’ holiday a year, plus 8 bank holidays
  • Save up to 60% on an electric vehicle through our salary sacrifice scheme with Loveelectric
  • We offer all employees an affordable loan of up to £10k. The amount you can borrow may vary slightly, depending on your personal situation.
🚀 Growth
  • Regular team lunches and events
  • We invest in your training to help you grow in your career. Learn a new programming language. Sharpen those communication skills
  • Free gym membership if you use it more than 4 times a month
🙏 Team spirit
  • Free breakfast and snacks in the office. We’ll even cover your dinner if you’re working late
  • Team wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering
  • We offer 2 paid volunteering days per year to all employees with the company charity - Spread a Smile

Diversity, Equity and Inclusion

I’ve always wanted to build the best possible team, regardless of accent, gender or background. Our team at Abound is diverse at every level. We help each other and work as a team to achieve our shared mission.
Michelle, Co-founder & COO

As seen in

Life at Abound

Abound's Trustpilot Reviews

Are you ready to join the team?

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OPENING HOURS:
‍Monday - Friday from 9:00 to 17:00
Webchat General enquiries: 020 3443 8881Money support: 012 7144 4027Send us a message
REGISTERED OFFICE:
Fintern Limited, trading as Abound
3rd Floor
86-90 Paul Street
London, EC2A 4NE
United Kingdom
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© All Rights Reserved, Fintern Limited
Abound is a trading name of Fintern Limited
Fintern Limited is registered in England & Wales No. 12472034
Spread a Smile is a registered charity No. 1152205
Fintern Limited, trading as Abound, is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 929244
Fintern Limited is a member of Cifas – the UK's leading anti-fraud association, and we are registered with the Information Commissioner's Office in compliance with the Data Protection (Charges and Information) Regulations 2018 under registration ZA747930. See our Privacy notice for further details of how we use customers' data.