When our co-founder Michelle moved to the UK she couldn't get a loan. She had a good job but didn't have a credit score. She then met Gerald and together they spent years working with banks to improve how they decided who to lend money to. Eventually they realised to fix the system, they needed to do it themselves.
Our mission is to increase access to affordable loans.
Some lenders only look at your credit score. We look at the full picture – what you earn, how you spend, and what’s left at the end.
So whether you’re borrowing for the first time, consolidating debts, or building up to something big – we’ll help you get there.